Art Neibrief, CLTC, JD
Since 1998, I have helped thousands of families protect their dignity, assets and independence with long term care insurance plans, doing so as both an agent and a consultant to over 100 financial advisors in the North Bay and in San Francisco.
For each client, I provide an unbiased needs analysis based upon underwriting/eligibility issues and appropriate cost/benefit solutions. Possible solutions can be traditional long term care coverage, asset-based coverage such as life insurance or an annuity with long term care benefits, or a critical care policy. All long term care plans include home care as well as facility care.
Former First Lady Rosalynn Carter has said, “There are only four kinds of people in the world: Those who have been caregivers, those who are current caregivers, those who will be caregivers and those who will need care.”
We are all in this together, and I do the best that I can to help as many people as possible. I love my work and recognize the honor in being trust by others to protect their future.
Please see my article in North Bay Biz, Planning for Long Term Care.